Call us today... 0800 046 9485

Get debt help today…

You can count on Holmes to give you the right advice if you are struggling to pay your debts. We pride ourselves on our extensive knowledge of all the available solutions and our exemplary customer service.

If you are in financial difficulty, Holmes will not let you down.

First and foremost we like to get to know our clients. Once we fully understand your financial situation, our qualified advisors will go through all of the applicable solutions available. Our advice is always tailored to your own personal circumstances.

We can advise you about:
Individual Voluntary Arrangements ( IVA’s), Debt Management Plans, Bankruptcy, Trust Deeds (If you live in Scotland)

Through our affiliates, we can also help our clients with:
Mortgage advice, General Insurances (inc Life, Buildings & Contents, Income Protection), and Energy Saving.

Debt management allows you to make a lower monthly payment towards your unsecured debt. You repay the full balance of what you owe but at a more affordable payment and over a longer period of time. Creditors will often agree to freeze interest and charges...

Learn More

An Individual Voluntary Arrangement (IVA) is a formal debt solution that was introduced to help people with large unsecured debts. It gives people the opportunity to pay what they can afford for a fixed period of time (usually 5 years) with any remaining debt written...

Learn More

In Scotland, the laws regarding debt and insolvency are slightly different to those in the rest of the UK. In Scotland, Bankruptcy is known as Sequestration and the alternative to this is known as a Protected Trust Deed. A Trust Deed is an agreement between...

Learn More

Holmes made everything so easy for me and were so reassuring. Great service. I would totally recommend them.

Linda, Liverpool