Get debt help today...

You can count on Holmes to give you the right advice if you are struggling to pay your debts. We pride ourselves on our extensive knowledge of all the available solutions and our exemplary customer service.

If you are in financial difficulty, Holmes will not let you down.

First and foremost we like to get to know our clients. Once we fully understand your financial situation, our qualified advisors will go through all of the applicable solutions available. Our advice is always tailored to your own personal circumstances.

We can advise you about:
Individual Voluntary Arrangements ( IVA’s), Debt Management Plans, Bankruptcy, Trust Deeds (If you live in Scotland)

Through our affiliates, we can also help our clients with:
Mortgage advice, General Insurances (inc Life, Buildings & Contents, Income Protection), and Energy Saving.

Debt Management

Debt management allows you to make a lower monthly payment towards your unsecured debt. You repay the full balance of what you owe but at a more affordable payment and over a longer period of time. Creditors will often agree…

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Individual Voluntary Arrangement (IVA)

An Individual Voluntary Arrangement (IVA) is a formal debt solution that was introduced to help people with large unsecured debts. It gives people the opportunity to pay what they can afford for a fixed period of time (usually 5 years)…

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